Protection Insurance
Secure the future
now
VALORIA Corporate helps you to optimise your protection insurance contracts, company savings, retirement and health contracts.
Secure the future
Protection Insurance
Secure the future now
VALORIA Corporate helps you to optimise your protection insurance contracts, company savings, retirement and health contracts.
Employee savings
The performance of a tailor-made solution
The employee savings scheme is a fiscally, socially and financially advantageous solution for the company. It allows employees to prepare for the future, while building up financial assets through the investment of the savings in social security contributions and the taxes generated. It is also a management and loyalty resource for your employees.
What we offer:
We will optimise the performance of your employee savings by selecting the best solutions for you and building a company savings plan or retirement savings plan which is perfectly tailored to your needs.
The benefits for you:
Enjoy advantageous short-, medium- and long-term conditions that optimise your cash flow and meet your objectives.
Employee savings
The performance of a tailor-made solution
The employee savings scheme is a fiscally, socially and financially advantageous solution for the company. It allows employees to prepare for the future, while building up financial assets through the investment of the savings in social security contributions and the taxes generated. It is also a management and loyalty resource for your employees.
What we offer:
We will optimise the performance of your employee savings by selecting the best solutions for you and building a company savings plan or retirement savings plan which is perfectly tailored to your needs.
The benefits for you:
Enjoy advantageous short-, medium- and long-term conditions that optimise your cash flow and meet your objectives.
Company savings plan
Your priorities:
To motivate your teams by redistributing the value created.
Product details:
The company savings plan (PEE) remains the most attractive employee savings vehicle in terms of the tax and social security mechanism for capital when it is withdrawal. It is funded by the company either:
- In the form of a contribution
- Via profit-sharing
- Through share holdings
- Through additional personal payments by the employee
What we offer:
We will optimise the capital invested by developing your own investment solution.
Availability:
5 years
Company savings plan
Your priorities:
To motivate your teams by redistributing the value created.
Product details:
The company savings plan (PEE) remains the most attractive employee savings vehicle in terms of the tax and social security mechanism for capital when it is withdrawal. It is funded by the company either:
- In the form of a contribution
- Via profit-sharing
- Through share holdings
- Through additional personal payments by the employee
What we offer:
We will optimise the capital invested by developing your own investment solution.
Availability
5 years
Retirement savings plan
Your priorities:
To prepare and plan for the future of your employees.
Product details:
The Mandatory Retirement Savings Plan (PERO) replaced the PER Entreprises (Company retirement savings plan) when the Pacte law was introduced. It allows employees to build up a pension supplement for their retirement. This is a group life insurance contract, taken out with an insurance company by the employer. The sums paid into a PERO contract are frozen until retirement.
The PERO is funded by:
- Compulsory contributions from the employer and the employee
- Individual and optional payments by the employee
- Payments from the time savings account or from unused rest days.
What we offer:
We can offer you our expertise in terms of life insurance so that you end up with a better performing PERO.
Availability:
On retirement
Except in the case of exceptional redemptions provided for by law.
Retirement savings plan
Your priorities:
To prepare and plan for the future of your employees.
Product details:
The Mandatory Retirement Savings Plan (PERO) replaced the PER Entreprises (Company retirement savings plan) when the Pacte law was introduced. It allows employees to build up a pension supplement for their retirement. This is a group life insurance contract, taken out with an insurance company by the employer. The sums paid into a PERO contract are frozen until retirement.
The PERO is funded by:
- Compulsory contributions from the employer and the employee
- Individual and optional payments by the employee
- Payments from the time savings account or from unused rest days.
What we offer:
We can offer you our expertise in terms of life insurance so that you end up with a better performing PERO.
Availability
On retirement
Except in the case of exceptional redemptions provided for by law.
Health Protection Fund
Negotiating the best solution
Your priorities:
To plan ahead and protect your employees.
Product details:
With our Social Security system gradually declining, you can offer your employees health cover to encourage them to engage with the company and to increase their loyalty, either:
- Through group protection insurance, which protects and safeguards your employees and your company in the event of an accident
- Through the supplementary collective health insurance, which guarantees the reimbursement of health expenses for all your employees and their families
What we offer:
We can optimise this social benefit, via an invitation for tenders drawn up by our experts with insurance companies, thanks to the expert knowledge that we have of their businesses.
The benefits for you:
You get access to a contract that offers better benefits at constant cost, and which maintains the level of benefits at a lower cost, depending on your goal.
Let’s talk about it together
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